The field of ageing research is full of characters. We have hucksters claiming that cures for ageing can be bought and sold; prophetic seers, their hands extended for money, warning that immortality is nigh; and would-be Nobelists working methodicall...
Your goal should be to pay off your credit card bills in full at the end of each month and set aside money toward your emergency savings.
If you are worried about job security and do not have an adequate emergency fund (ideally eight months' worth of living expenses stashed away in a federally insured bank or credit union), you need to focus more on saving money than paying down the ba...
Many people are in the dark when it comes to money, and I'm going to turn on the lights.
The new American dream is one of responsibility. What is the bottom-line number that you're going to be able to pay back toward a student loan responsibly if you're doing it yourself after you have a job? That dictates the amount of money you can bor...
The key to making money is to stay invested.
To make the most of your money, I recommend sticking with mutual funds that don't charge a commission when you buy or sell.
The less money you owe, the less income you'll need and the less you'll have to save for tomorrow.
Take free money. No matter how in debt you are, if your employer offers a matching contribution on a 401(k) or other retirement vehicle, you must sign up and contribute enough to get the maximum company match each year. Think of it as a bonus.
The foundation of a financial fresh start actually has nothing to do with money or specific financial dos and don'ts.
If you wait to see how much money you have left at the end of the month to put toward savings, the answer may be zero. So, set up an automated monthly transfer from your checking to savings account. Once you lock into that commitment, you'll be force...
In January we start saving money, getting out of credit card debt, funding our retirement accounts, and we're doing wonderful. Then, every single year like clockwork, starting in November, all of you fall into this trap that says, 'I have to buy this...
People first, then money, then things.
The foundation of a financial fresh start actually has nothing to do with money or specific financial dos and don'ts. The first, and most difficult, step is to absolve yourself and your spouse or partner of any guilt.
They got married, they got divorced, and half their money goes out the window.
Sometimes your mind lets you do things with your money that make no sense.
Not everything is about money.
Never, ever invest money that you will need prior to three to five years - minimum.
I always say, 'People first, then money, then things.'
Those carrying a credit card balance should scale back to making the minimum payment each month so they have more money to put into savings.
If you're not staying on top of your money, you are putting your financial well-being at risk.
