The first verse that comes to mind that refutes all of Calvin’s points is “Whoever calls on the name of the Lord shall be saved.” Whoever means whoever. Not just some, not just the elect; that means that anyone who wants to come to God and repent may do so. There is not a certain group that is predestined for hell and they can't do anything about it. How then would God be just? Knowing God’s nature, and that he IS love, I simply cannot believe that and believe it to be a completely false teaching.