Indeed, the FHA was born out of the Great Depression, which was also caused in significant part by a foreclosure crisis. Mortgages in the early 1930s were mostly three- to five-year 'bullet' loans, which did not amortize and were due in full at matur...
Too-easy credit and millions of bad loans made during the U.S. housing bubble paved the way for the financial calamity and Great Recession that followed. Today, by contrast, credit is too tight. Mortgage loans are particularly hard to get, creating a...
But that the reasoning from these facts, the drawing from them correct conclusions, is a matter of great difficulty, may be inferred from the imperfect state in which the Science is now found after it has been so long and so intensely studied.
There is a great book out called 'Everything I Needed to Learn I Learned in Kindergarten,' and I believe that everything I ever needed to learn on guitar was in my first two years of hungry learning: Scotty Moore, Hank Marvin, Chet Atkins, Lenny Brea...
I am a data hound and so I usually end up working on whatever things I can find good data on. The rise of Internet commerce completely altered the amount of information you could gather on company behavior so I naturally drifted toward it.
Pretty much, you point to a problem and good reasoning about why people are doing what they are doing and what constraints they face in terms of how others will behave, and you're looking at a problem that could be improved upon by game-theoretic rea...
Every film by Will Smith, Harry Belafonte, Sidney Poitier, Lena Horne, Ruby Dee, Don Cheadle will have great acting and carry good messages in the film. The films starring those actors are the films I tell young people to watch for good acting and to...
I was not good in school. I could never read very fast or very well. I got tested for learning disabilities, for dyslexia. Then I got put on Ritalin and Dexedrine. I took those starting in the eighth grade. As soon as they pumped that drug into me, i...
In rare cases, I've had music before I shot the movie. I think that for 'Good Will Hunting' I had an Elliot Smith record or a couple of them and I just somehow felt like the sound had something to it that reminded me of the story. So in that case the...
I really believe I've been a good person. Not perfect - forget about perfect - but just learning by what I was taught and living by my own values. I might have stepped on a few ants - and a few other things as well - but I've never hurt anybody.
I am fortunate enough to have worked on, and continue to work on, evolutionary movies in all formats from just simple good story telling, which still matters most of all, to CG movies to tent-pole size 3D movies, and genre 3D movies like 'Piranha 3D....
If you are wealthy enough, use part or all of your Social Security proceeds to invest in a favorite cause or two. Invest 10 percent or 100 percent of your monthly Social Security check in your favorite charity, foundation, think tank, church or synag...
Bill Gates and Warren Buffett have their 'Giving Pledge,' where billionaires promise to give away the majority of their wealth when they die. My Social Security Pledge is better - to give money to good causes when you are alive. Besides, more America...
For the most part, I really love being in a collaborative thing. And in a collaborative thing if you have a singer as good as Sean Smith or Eddie Vedder, you kind of think, well, why don't you just go ahead and let them sing? People seem to really li...
I have a lot of stands on a lot of political issues. I'm very big on campaign finance reform. I still think most Americans aren't aware of how the dumping of big corporate dollars and private donor dollars has totally corrupted the political system a...
The FHA's success provides strong evidence that government can and should play a role in the nation's mortgage finance system. It also demonstrates that although government intervention in the economy during the Great Recession was messy, things woul...
Landing a million-dollar investment for your startup is exhilarating. But as big as that number sounds, it doesn't go far. Many startups just getting off the ground won't have a CFO to monitor finances. It doesn't take much for spending to spiral out...
Everyone's parents were famous actors at my school, pretty much! I think I went to school with Paris Hilton when I was three. That's what L.A. is, though - it's an industry town. You go to school with kids and you think, 'Well that's normal, they mak...
You don't have to call it God or Jesus. That's religious humbug to a lot of people, but you've gotta believe that nature and spiritual things surround us. That is what put us here! I thank the universe for that every day of my life.
Neil Young does throw in a major seven chord here and there, so if you're a new guitar player learning Neil Young songs, you'll learn some seven chords, and some different positions. Nothing too complicated, just enough to kind of open up your knowle...
I want to learn about a different religion. I grew up Catholic, but my grandfather was Jewish. Knowledge about other religions can help you understand your own better. I think it's kind of hypocritical to believe one thing and don't know about any ot...
