Habit is the intersection of knowledge (what to do), skill (how to do), and desire (want to do).
The 7 Habits of Highly Effective People: Powerful Lessons in Personal ChangeA beautiful person is protected like a beautiful flower in a garden which many gardeners tend.
Simple Reminders: Inspiration for Living Your Best LifeThy shalt not worship thy investment advisor, for if she were so smart she would be retired by now.
The Money Plan: Creating Personal Wealth for a Secure Future