If you wish to view this as a cautionary tale, be my guest.
Sure, black holes can kill us, and in a variety of interesting and gruesome ways. But, all in all, we may owe our very existence to them.
I am using the word as a scientist means it: a set of ideas so well established by observations and physical models that it is essentially indistinguishable from fact. That is different from the colloquial use that means "guess." To a scientist, you ...
If a little kid ever asks you just why the sky is blue, you look him or her right in the eye and say, "It's because of quantum effects involving Rayleigh scattering combined with a lack of violet photon receptors in our retinae.